Why can't parents who need money in the amount of 200 thousand to a million to treat a child just take out a loan?

Why can't parents who need money in the amount of 200 thousand to a million to treat a child just take out a loan?

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answers (9)

Answer 1
February, 2021

Have you ever seen these parents in the face? It seems they exist only inside the heads of scammers who breed gullible citizens for their dishonestly acquired ones. Well, or honestly, it's not for me to judge.

Answer 2
February, 2021

I have been disabled since birth. There were a lot of problems and operations. And so I had to write a post on the Internet about my problem, because there is no money, and my mother will not be given a loan, because she pays the old ones on my previous operations. will give-he is unemployed, because he is caring for a disabled child. Mom, too, in 45 years old is hard to find a job, I personally saw her employers (and more than one) wrote in response to a resume, what is the size of the breast? and so on

and yes, I was cured with the money that was raised for me through word of mouth. There was no other way

Answer 3
February, 2021

I would recommend a large and comprehensive post by Nosik on this matter (who does not know, Nosik is one of the founders of pomogi.org) entitled "myths and legends about Russian charity": http://dolboeb.livejournal.com/2861707.html

Excerpt to attract attention:

"For every person actively involved in charity, there are five in Russia who have never tried it themselves, but they can tell a lot about it with a scientist As a result, under each of my posts about charity, I read a heap of such enchanting stories and nonsense that it takes my breath away. stupidity that you hear most often.

+ There is a huge queue for money in the funds, there you can wait for help for years +

People who claim such nonsense have no idea how arranged beneficially activity in Russia. Meanwhile, this information is absolutely not secret and public. For any recipient of assistance, you can go to his page and read when he applied to this fund, how long it took to collect the required amounts, and what was the result. Each fund has a clear idea of ​​how much and for what period it can collect. If there are doubts that the amount is being raised for a given specific fund at the current moment - they simply will not immediately take up this case, but they will prompt where you can turn to with such a problem. In my memory (and I have been doing charity work on the Russian Internet since the summer of 1998), not a single patient in Russia has died from the fact that some funds did not have time to raise money for him, and he did not receive the treatment prescribed by doctors on time. There are a lot of opposite examples - when money was collected, but medicine turned out to be powerless - in practice of any fund there are quite a few, because in general we are talking about serious and intractable diseases that are often diagnosed too late.

Unfortunately, very many Russians have no idea what kind of assistance and on what conditions they can receive from charitable organizations. Someone has never heard about this in their life, another has heard, but he simply does not believe that strangers for some reason want to tinker with his problems. "Guerrilla" methods of collecting money in a private pocket are known more widely - simply because they are advertised everywhere by means of the most aggressive and intrusive advertising, fan mailings, and massive cross-posts on social networks. Foundations cannot and never will. To find them, you need to specifically search for them, and the first pages of the search results will be densely packed with outdated requests for material assistance, which the zealous SEO specialist once brought to the top, and they forgot to pay him to remove them from there later because of irrelevance. Nevertheless, on the very first page of Google's issue you can find “Give Life”, “AdVita”, and “Vera”, and Fund XAben ... But alas, not all citizens get to this very first page. Many people find it easier and more natural to start by sending email and search spam through all available channels. "

Answer 4
February, 2021

Because not everyone wants to give the latter for treatment, if you can ask. If we are not talking about large amounts, for example, up to a million, a family that can afford a child may find such an amount for treatment, but not everyone is ready to take on this burden, change an apartment, change a car, sell unnecessary property, a loan ...

Answer 5
February, 2021

In addition to the reasons voiced, there are also crooks who steal other people's photos of sick children and collect money for themselves, and not for treatment. Why do they need a loan?

Answer 6
February, 2021

Well, it's just that usually people who took out a loan / sold a car for treatment do not write about it on the Internet. Relatives and friends know this ...

And, in addition to the fact that credit is not always possible, there are 2 aggravating points:

1) treatment is often not one-step and several courses / operations are required ... They found money for the first one, for the second loan, and then it's time for the third ...

2) very often in such cases the mother is forced to leave work, which reduces income and shows the father not 1 dependent, but 2.

And, more often than not, there are a bunch of seemingly small expenses that are not included in the "collection", but in total give a noticeable amount per month.

Answer 7
February, 2021

Everything is quite prosaic and cruel: if people resort to asking for help, then, most likely, all their savings have already been spent, all possible loans have been taken and also spent, several friends' loans have also been spent, all random money has been spent, cars sold and money spent ...

Answer 8
February, 2021

In order to take out a loan, you need to have a certificate of income. For example, I earn quite a lot, but I can't take out a mortgage, because I work as a freelancer and I'm officially unemployed. To take a loan, for example, for 1.5 million rubles. you need to receive at least 90 thousand (together, you can also). And there is no such money. Plus, the loan is subject to high interest, that is, you overpay half the cost at best. Therefore, there are various funds and promotions when they ask for treatment. And I don't see anything wrong with that. There are many philanthropists in the world, so this is not a problem.

Answer 9
February, 2021

Who will give them this money! I have never heard of the parents of a sick child taking money from the bank to pay for treatment. Perhaps there is such a practice, but there is no information about this, most likely because the interest on such loans is normal, and not with a reduced interest rate.

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