I advise you to look at it from the other side. A will is an alternative form of inheritance to the law. Study the civil law of your state and determine how and by whom your property will be inherited in the absence of a will. Pay attention to the line of inheritance, the concept of a mandatory share in the inheritance and the legal regime of your property. If the current state of affairs suits you, then you can put off your gloomy thoughts for a while and live in peace. If you want to dispose of your property differently than the letter of the law dictates, then take care of this and do not think at all whether it is "time" for you or "not time". It's not about age. You see, it's like insurance. If you have insured your car, this does not mean that the car is "already going".
KIRILL, the will has not been drawn up, but I think it's time))
In general, the drafting and registration of a will with a notary is decided, seemingly "ahead of time", when a certain long-accumulating problem "overflows", that is for some not always good reason. Examples: ever there are "too many applicants" or there are none at all (except for the state); when the testator after his death wants to control something (for example, does not want to leave an inheritance to his direct heirs); when doctors have made a "terrible diagnosis" and the testator wants to "take care in advance" of the descendants; when he believes that the inheritance should be given only "into good hands"; when a lawyer came to hand, who persuaded to draw up a will, telling about "a brick on the head"; when a person himself faced some problems in obtaining an inheritance (for example, through legal proceedings and scandals) and does not want the same process for his children.
It also happens: the testator deliberately does not leave a will under the motto "O I really want to see from That World how all of you will gnaw each other for my property ".